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American Modern Manufactured Home Insurance

Financial Protection for Manufactured Homes

Owners of manufactured homes should consider having a mobile home insurance policy with American Modern manufactured home insurance to be protected financially in the event that a disaster occurs. While many insurance companies simply won't write policies for a manufactured home, American Modern Manufactured Home Insurance gives customers high-quality protection and homeowner's policies for their investment. Customers have relied on American Modern to offer first-rate mobile home insurance for over 50 years. American Modern Insurance Group Inc., headquartered in Amelia, Ohio, appreciates the importance of mobile home living. Many years ago American Modern manufactured and financed mobile homes, which eventually led them to start offering affordable insurance policies. Today, there are many varieties of manufactured and mobile homes in several different sizes that are constructed on-site as permanent residences or left on wheels, ready to transport to new areas.

Types of Mobile Home Insurance 

It doesn't matter whether a mobile home ends up on a rental lot or a homeowner’s property, insurance is necessary in order to be financially protected from disasters such as fire, floods or tornadoes. Even if the the home doesn't have residents year-round and is a vacation destination, it's highly advisable to have insurance in case repairs are needed to a damaged home, or replacement is required for a destroyed home. damaged home or to replace a destroyed home. Here are some of the types of American Modern manufactured home quotes we offer:

• Tenant – a great option for customers who rent a mobile home
• Vacant – perfect for customers in transition
• Seasonal – needed for vacation manufactured homes
• Rental - an excellent option for mobile home parks or landlords

How Manufactured Home Insurance Provides Protection

Customers who have never purchased insurance for a manufactured home before want to know what is covered by policies. Here are a few features to choose from:

• Personal property – full cash value to replace personal items
• Liability – injury coverage for someone else
• Stated value loss settlement – financial protection
• Comprehensive – explosion, hail, lightning and other causes
• Theft – items attached to the home and personal property
• Vandalism – defacement of the mobile home
• Living expenses – until purchasing a new home
• Structure protection – fences, sheds and garages

Customers Can Also Customize Their Insurance Policies

In addition to selecting a standard American Modern manufactured home insurance policy, we make it easy to add on specialized coverage such as:

• Identity theft recovery – expense reimbursement
• Earthquake – required in several states
• Breakdown protection – for appliances, electronics and furnaces
• Builder’s risk – designed for newly purchased mobile homes
• Enhanced coverage – customized for each homeowner’s needs

American Modern has provided insurance to nearly 2 million customers throughout the United States for over 75 years. In addition, our insurance company is rated as a top performing and superior insurance provider.